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Your real estate terms

Welcome to the San Clemente real estate and homes for sale real estate and mortgage glossary for Laguna Niguel , Aliso Viejo, Dana Point, Laguna Beach, San Juan Capistrano, Mission Viejo, Irvine, Irvine, San Clemente, Lake Forest, Rancho Santa Margarita, Tustin, Tustin and Orange County, CA areas. Understanding real estate terminology can be of great assistance in buying or selling a home, commercial property, or investment property. In order to help you understand words commonly used in a real estate transaction, I have prepared a list of real estate terms you should become familiar with. Thanks again and be sure to contact me for any of your Laguna Niguel , Aliso Viejo real estate needs or real estate needs for Dana Point, Laguna Beach, San Juan Capistrano, Mission Viejo, Irvine, Irvine, San Clemente, Lake Forest, Rancho Santa Margarita, Tustin, Tustin here in Orange County, CA.

Terms:

Interest Rate
The monthly effective rate paid (or received if you are a creditor) on borrowed money. Expressed as a percentage of the sum borrowed.

MLS- IDX
IDX, or broker reciprocity, is a listing sharing arrangement between brokers within a Mulitple Listing Service.

Market Value
An asset's market value is the price it would fetch in the market, if it were sold in the current marketplace.

Title Insurance
A type of insurance which guarantees the ownership and quality of title to land.

Appraisal
An educated estimate of the value of a property on a certain date given by a person, usually after an inspection of the property.

As is
Implied in most Agreements of Purchase and Sale, suggests the buyer is accepting the property in it present state and relinquishes and responsibility from the buyer.

Bankruptcy
a) A person who has done any of the acts that by law entitle his creditors to have his estate administered for their benefit; b) a person judicially declared subject to having his estate administered under the bankrupt laws for the benefit of his creditors; c) a person who becomes insolvent.

Bid
To offer (a price) whether for payment or acceptance.

Property Tax
A tax levied on real or personal property

Interest Rate
The percentage usually on an annual basis that is paid for the use of money borrowed from another

Home Loan
a) Money lent at interest; b) something lent usually for the borrower's temporary use.

Credit Risk
An estimate of the amount of credit that can be extended to a company or person without undue risk.

Credit Union
A cooperative organization that makes loans to its members at low interest rates.

Prime Rate
The lowest rate of interest on bank loans at a given time and place, offered to preferred borrowers.

ARM
A mortgage whose interest rate is raised or lowered at periodic intervals according to the prevailing interest rates in the market.

Home Equity Loan
A loan or credit line that is secured by the equity the borrower has in a home.

Mortgage
A temporary, conditional pledge of property to a creditor as security for performance of an obligation or repayment of a debt.

Do you have a need for professional real estate services?

If you are looking for San Clemente real estate and homes for sale or real estate and homes for sale in Laguna Niguel , Aliso Viejo, Dana Point, Laguna Beach, San Juan Capistrano, Mission Viejo, Irvine, Irvine, San Clemente, Lake Forest, Rancho Santa Margarita, Tustin, Tustin or any nearby Orange County, CA area, I am here to help. Please use this simple real estate request form that will help you when you are looking for a home for sale in Laguna Niguel , Aliso Viejo, Dana Point, Laguna Beach, San Juan Capistrano, Mission Viejo, Irvine, Irvine, San Clemente, or Lake Forest, Rancho Santa Margarita, Tustin, Tustin. Whether you are buying or selling Laguna Niguel , Aliso Viejo or San Clemente real estate and homes, you have come to the right place. Please note all of your information will be kept strictly confidential and will only be used to provide you with outstanding real estate services.

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Bennion Deville Homes
27941 La Paz Road Suite A • Laguna Niguel, CA 92677
Phone: (949)463-1394 • CA BRE# 01312208
Committed to Your Real Estate Needs


Laguna Niguel , Aliso ViejoDana Point, Laguna BeachSan Juan Capistrano

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