Identity Fraud
Home Page
Properties
Rental Search
Personal Info
Testimonials
Info Request
Homes For Sale
Area Information
Mortgage
Links
Additional Info
Do you qualify for your property tax base to be transferred?
Buyers Request Form
Sellers Request Form
What is Mello-Roos?
Capital Gains
Truth-In-Lending Questions & Answers
Identity Fraud
New Options of Holding Property Title
Inspect Your Furnace Before the Chill
What is title insurance?
Understanding Your Credit Score!
Leases - Available
Buyers
Sellers
What's My Home Worth?
Free Real Estate Reports
Dream Home Finder
Home Buying Info
15 Reasons Why I Should be Your Real Estate Agent
Different Types of Real Estate Home Loans
For Sale by Owner Real Estate Info
Free E-mail Property Updates
Free Market Update
Free Real Estate Newsletter
Home Gardening Info
Home Improvement
Home Moving Assistance
How Much Real Estate Can You Afford
Just for Kids
My Real Estate Link Partners
Real Estate and Mortgage Glossary
Real Estate Mortgage Programs
Real Estate Refinancing Information
Real Estate Tax Info
Selecting your next home
Tourism and Travel
Why Select me to Help You Sell Real Estate
Why Select me to Represent you when Buying Your Next Home
Real Estate Mortgage Calculators
Real Estate and Consumer Info
Real Estate and Community Bulletin Board
Guestbook
Free Property Updates
My Listings
Blog
Property Search - Residential
Property Search (California RETS - Rental)
Property Search (California RETS - Mobile Home)
Property Search (California RETS - Land/Lot)
Property Search (California RETS - Residential Income)

Identity Fraud

We read all about it. It's in the newspapers, on the news. High-Profile people becoming victims of identity fraud. It'll never happen to us. Right?

Think again. Identity fraud occurs at all levels. "Indentity fraud: is one of the fastest growing types of white-collar crimes in America with over 900,000 victims each year! These crimes are mostly against average working people. Experts estimate the cost nationally exceeds $100 billion annually.

PROTECT YOURSELF FROM IDENTITY THEFT! IdentityTheft occurs when someone wrongfully uses your personal identification to obtain credit, loans, services, even rentals and mortgages in your name. They may even commit crimes while impersonating you!

TIPS FOR BEATING IDENTITY THEFT:

1. Be careful of  "Dumpster Diving" Make sure that you do not throw anything away that someone could use to become you. Anything with your identifiers must be shredded (cross-cut) before throwing away.
2. Be careful at ATM's and using Phone Cards. "Shoulder Surfers" can get your "Pin Number" and get access to your accounts.
3.Get all of your checks delivered to your bank - not to your home address.
4.Do not put checks in the mail from your home mailbox. Drop them off at a U.S. Mailbox or the U.S. Post Office. Mail theft is common. It's easy to change the name of the recipient on the check with an acid wash.
5. Cancel all credit cards that you do not use or have not used in 6 months. Thieves use these very easily - open credit is a prime target.
6. Put passwords on all your accounts and do not use your mother's maiden name. Make up a fictitious word.
7.Get a post office box or a locked mailbox, if you can.
8. Empty your wallet of all extra credit cards and social security numbers, etc. Do not carry any identifiers you do not need. Don't carry your birth certificate, social security card, or passport, unless necessary.
9. Memorize social security numbers and passwords.
10. Do not put your credit card account number on the Internet unless it is encrypted on a secured site.
11. Monitor all your bank statements from every credit card every month. Check to see if there is anything that you do not recognize and call the credit grantor to verify that it is truly yours.
12. Order your credit report at least twice a year. Review it carefully. If you see anything that appears fraudulent, immediately put a fraud alert on your reports.

In a real estate transfer title insurance will protect you against hidden risks that may not be discovered even with the most meticulous examination of public records, such as impersonation of those purporting to be owners of the property prior to the issuance of your title insurance policy. Probaby the most comforting feature of title insurance is that is it pays any covered loss sustained from such a defect in your title. You and your heirs are protected for as long as you or your heirs own the property.

 

 

 


Sitemap:

Logo
Bennion Deville Homes
27941 La Paz Road Suite A • Laguna Niguel, CA 92677
Phone: (949)463-1394 • CA BRE# 01312208
Committed to Your Real Estate Needs


Laguna Niguel , Aliso ViejoDana Point, Laguna BeachSan Juan Capistrano

Copyright © 1997-2017 Superlative Inc. All Rights Reserved.